Dining table cuatro. Results much time-identity design.

Due to the performance respecting fund to possess household pick, we remember that the sign of the brand new ? factor on Herfindahl model try negative during the 5% top, and that the latest coefficient prior to the CM ? UMP term (?) is not notably different from zero. This indicates one in the long run, the result off concentration while the identified as the sum of every squared field shares (HHI) with this rate of interest was negative.

About your Boone indicator, you to definitely strategies the brand new (marginal) costs flexibility away from earnings, the outcome commonly a little similar to that have HHI. Read More This means that, the pace decreases since banking markets becomes more concentrated